Invisalign is a form of orthodontic treatment, often used to help a patient achieve a beautiful smile. It is usually used by patients who often have mild or moderate misalignment. It can also be used to align one's bite. Anyone with an underbite, crossbite, or overbite will enjoy Invisalign treatment. The process uses clear plastic aligner trays that help the teeth move to proper alignment gradually. You have to wear the trays for at least 20 hours every day. You can easily remove them when you want to floss or brush. You can get your smile back in as little as six months. This procedure is comparable in cost with regular braces. There are multiple ways in which you can make it affordable. You could arrange for a monthly payment, pay with tax-free dollars from your HAS or FSA. Or you could use your insurance coverage.
First, you need to know what your insurance covers. Most dental insurance policies can cover Invisalign treatment just as they cover braces. Your insurance could be paying for a specific dollar amount or could pay for a certain percentage of your treatment. It is worth noting that there is a lifetime cap on how much insurance will cover orthodontic treatment. If you are unsure whether your insurance covers your Invisalign treatment, inquire from your workplace's benefits manager. Alternatively, you could call your insurance's customer service line or go through your 'orthodontic treatment' benefits package. Sometimes health insurance covers orthodontic treatment, so you may not need a dental cover. In other instances, you may have to purchase an orthodontic cover separately. It is essential to inquire from your doctor if they accept your insurance. Therefore, make sure you ask what insurance plans your doctor takes when you book a consultation. Their office could also call your policy provider to check your coverage.
A monthly payment plan is an arrangement you can have with your doctor on how you can spread your Invisalign aligners' cost for the period your treatment will last. In most cases, your doctor will require you to pay a certain percentage of the total fee as a down payment before you can begin treatment. By making small partial payments through the course of your Invisalign treatment, you can be able to budget better for your monthly expenditure instead of paying for it all at once. Your doctor will determine how you arrange your monthly payment plan. Most doctors will offer you an affordable and flexible payment plan. It would be best to ask your doctor what payment plan options they offer for Invisalign treatment either before or during the consultation.
A HAS is a health savings account. You need to meet IRS eligibility requirements to open this account. It is meant for people who have a high-deductible health insurance plan. The money you put in the account can cover orthodontic, dental, and specific medical costs. An FSA is flexible savings account you can use to pay for specific medical, dental, and orthodontic costs. You pay money into this account through deductions from your paycheck, and your employer is the one who manages it. You will not pay taxes on the money that is in these accounts. You will have to talk to your benefits manager and your doctor if you plan to use your HSA or FSA to pay for your Invisalign treatment. You could pay your doctor and be reimbursed from your HSA or FSA, or your benefits provider could directly pay your doctor. Whatever the payment method you want to use, call our office to book a consultation with Dr. Torbati to determine what modes of payment we accept. We offer invisible aligners that will help correct the flaw in your smile.